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Category Archives: Finances

Prulife’s Build Your Business: Ladies Night

Privileged to be part of this prestigious group of ladies speaking to Prulife recruits on Feb. 11 at Intercon Hotel. If you want to be part of my team, do drop me a message for an interview schedule.

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Posted by on February 7, 2013 in Finances, My Simple Life

 

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How much do you spend on Food?

I have been recently hooked on a blog entitled Get Rich Slowly. It’s a blog that talks about anything related to financial planning. I encourage you to check it out!

One of the sections on the blog is an Ask the Reader question. One thing that struck me the most is the question on “How Much Do you Spend on Food?” H and I have been dining out frequently and this has been slightly reduced when we got married and eventually had Warren but this is still a significant part of our budget.

Before we got married, budget wasn’t an issue for me. I was earning well and didn’t spend so much except on my personal luxuries. I was living under my parent’s roof and there was no rent, electricity, water, cable, etc to worry about.

When we got married, although we still do not have to take care of rent (as we’re living with my Mom-in-law), there were the other things that needed to be budgeted – Electricity, Water, Cable, Telephone, Gas, salaries, and car mortgage, among others.

We have not included eating out as part of our joint budget. It has always been a my treat or your treat thing. Though most of the time, H is the one who treats. We schedule a 1x a week night out either for movie or eating out and we go out every Sunday with Warren and my mom-in-law if she’s in town. Likewise, we do a 1x a night family out also. On a weekly basis, we probably spend around PHP3,000.00 so that’s around PHP12K per month. I know this is a LOT and we’d definitely have to cut this down a bit so that we can save more. How much do you spend on Food or when you’re eating out?

 
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Posted by on May 10, 2012 in Family, Finances

 

12 by 2012: Final Update

My final post for this 12 by 2012 project. There are hits and misses but the project really did get me focus on things I need to do before 2011 ends.

1. Get my pre-pregnancy body back (I still have 20pounds to go) – This is a FAIL. We will be having a weigh-in tomorrow and will be competing against my sister-in-law and her husband (aka Biggest Loser Couple). The winning couple wins a plain ticket to Boracay.
2. Run 10km in less than 1hr and 20 minutes (have to resume running again if I intend to do half a marathon by February)
3. Attend a planaforma or barre3 class or some form of fitness class – Didn’t happen. Just had too much stuff on my plate.
4. Print and create baby Warren’s 3month scrapbook (he’s one month now) – Will be printing this by next week. Had a few pictures sorted out already.
5. Launch the new business (market and sell) – Check out Simple Bundles of Joy multiply site
6. Ensure that my existing stores are able to deliver this Holiday season (www.thesouvenirlab.com)
7. Help hubby with his business idea – Moving this to next year’s goal.
8. Organize our finances (currently in disarray now that baby is here) and increase my personal savings plan
9. Reach 10k hits in this blogSUCCESS! Hit the 10K mark a few days than target! Thank you!!!
10. Setup my home office (been in my to do list for 2years already) – Didn’t happen this year.
11. Build my team of financial consultants to 5 (currently at 3)
12. Make that Holy Land trip (incentive as financial consultant)DONE! Even reached Star Club level!

Watch out for my 13 by 2013 Project goals. Make one NOW. It really does help you focus and achieve them. 🙂

 

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12 by 2012: Update # 5

Been seriously working on getting things ticked off from the list. I have 17 days to go! Here’s an update of my list –

1. Get my pre-pregnancy body back (I still have 20pounds to go) – Don’t think this is attainable this year. Sad.
2. Run 10km in less than 1hr and 20 minutes (have to resume running again if I intend to do half a marathon by February) Ran the 10km Unilab race, finished in roughly 1:22 minutes. You know the story! 🙂
3. Attend a planaforma or barre3 class or some form of fitness class – Next week. Promise! I’m procrastinating! Arghhhh …
4. Print and create baby Warren’s 3month scrapbook (he’s one month now) – Same situation as #3. Arghghghg!
5. Launch the new business (market and sell) Unifunkt is up! So far, we have brisk sales in the bazaars. Envirobrand carrying Belly Bandit is also set-up. Looking to add a few more parenthood related products to Belly Bandit. Fingers crossed it gets completed before the year ends.
6. Ensure that my existing stores are able to deliver this Holiday season (www.thesouvenirlab.com) Patience patience. That’s my current mantra. I need to ignore the small stuff and I’ll get through this season.
7. Help hubby with his business idea
8. Organize our finances (currently in disarray now that baby is here) and increase my personal savings plan Finances are in order. Probably do our Family Dream Book once the holiday tide calms down.
9. Reach 10k hits in this blog – We will reach this goal! Just a 1000 more. 🙂
10. Setup my home office (been in my to do list for 2years already)
11. Build my team of financial consultants to 5 (currently at 3) There’s 5 of us in the team already. Next goal is to become a Unit Manager which requires production from my current team members. They still need to sell at least PHP300K more. Go Team!
12. Make that Holy Land trip (incentive as financial consultant)Almost there! Will submit my last case and that should do it. I still need to close 1 small sale to become a Star Club member though.

 

Shop: Stuff for Warren

Spent a bunch of stuff for Warren today. Budget FAILURE. Since we’re selling stuff at Alabang’s Cuenca Center, we drove all the way to Alabang from Quezon City. The bazaar was rather poorly organized with lots of blank tables inside the main selling area. Good thing we were still able to sell some of our items so it wasn’t too bad for us. Anyhow, found these super cute clothes for Warren –

PRICE: PHP200.00

PRICE: PHP200.00

Left Alabang at around 5PM and proceeded to Rockwell. We went to the Moonlit bazaar located at the Rockwell tent. Found more stuff for Warren. Budget FAILURE again!

Tiny tots make cute onesies and clothes for kids! We bought the Ateneo onesie from them. We bought these 3 onesies for just PHP1000. Visit them at their Facebook or Multiply page.

I'm not Pooping, I'm just Thinking Really Hard

Tuxedo Sam

Saw this set from another stall. Thought that this is such a steal for only PHP400 for the set – a onesie, bib, jacket and pants.

We managed to buy gifts for the inaanaks at Toys R Us and passed by Gingersnaps. Drats! This store is full of super cute stuff catering to the pregnant woman, kids (boys and girls) and teens. I just love their designs and the way their clothes are presented. Their window display is definitely something to look forward to. Saw this shorts and had to buy it for Warren. Love the cargo buckles.

 
 

Productive Friday

Woke up at around 6AM today and spent some time with Warren before heading out to Quezon City Sports Club. We were given a booth space to display our items. There’s a swimming competition being held this weekend at QCSC with 400swimmers participating nationwide.

Here are pictures of some of our items –

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Had a lovely longganisa breakfast also complete with egg, garlic rice, papaya and binatirol Na tsokolate. Yummy!

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I’m thankful this Friday for the following –
1. Time spent with my baby
2. A good night’s sleep
3. Free booth space to display our UNIFUNKT items
4. Having people to help man our booth
5. Clients who bought our goods
6. Lovely Filipino breakfast and lunch at QCSC
7. A good mani, pedi and foot spa session
8. Time spent with my brother today
9. Technology – television, Internet, wi-fi, iPad, etc
10. Having a driver to drive me around, run errands, etc

So, what are you thankful for? Take up the challenge. Write a comment, send me a link of your blog, and I’ll post your list here.

 
 

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Busy Saturday

Yesterday started out VERY early as we had Warren stay in our room. Late Friday night, our Nanny (Yaya) sent me a wrong message that was supposedly sent to her husband. The message contained a derogatory remark pertaining to Hubby. Though Yaya denied it to death (who would admit it, right?), in the end, we decided to let her go yesterday (Saturday). So, I was definitely in panic mode since I had LOTS of things to do for work and business in the next few weeks. Good thing, my friend Brian and Susanna and Achie Lilliam recommended either an agency or a Yaya.

The first person I called was the Yaya recommended by Sana. Unfortunately, she is still working for someone else and is only able to start by January. Afterwards, I contacted the agency Brian recommended. They got us an appointment on the same day. Achie Lilliam’s agency also got as appointments with yayas on the same day. So, after putting Warren to sleep and asking Josie to look after him, we drove to Manila to conduct the interviews. It was around 12 noon.

Since it was lunch time, we decided to eat at Golden Fortune in Pacific Center. Its been quite some time since I dined at this area again. My mom used to work for a bank that’s VERY close to this area. How the place has changed! Pacific Center has been renovated and its ground floor is now lined up with a variety of restaurants and shops. Anyhow, I had an Asado and Roasted Duck Rice topping (PHP146.00). We also ordered this Baked Seafood Rice (this one’s yummy. Hindi nakakasawa!). Along with Wanton Noodle Soup, 2 viand rice topping combination, Hakaw and Siomai, the bill totaled to around PHP850.00, Here’s a picture of what we had.

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After lunch, we headed out to Starbucks where we were scheduled to meet a Yaya recommended by the Sacred Heart Agency. Being new at this agency thing, I asked for the rates and the costs. The agency fee is PHP4000 + 25% of 1month salary + PHP300 (service charge). We interviewed Yaya Riza who hails from Negros Occidental. She came highly recommended by her previous employer (whom I got to talk to). I liked that she’s soft spoken unlike our old Yaya. We informed the agency that we will keep them informed regarding our decision. After the interview, we went to another agency recommended by Achie Lilliam. They had us interview 2 potentials. The first one didn’t impress either one of us (I was with hubby and my mom-in-law). The 2nd one was Yaya Emmy. She is this plump lady with a huge smile on her face. She worked for 5 years from her last employment. She left because her grandmother passed away and it would take some time for her to iron out all the items (it took her around 5months) so she told her previous employer to just look for a replacement for her. All 3 of us liked Yaya Emmy. Problem is she doesn’t do laundry. She only takes care of the baby. Plus her fee is higher than our existing one and the others. After much contemplation in the car, we decided to get her. We’re picking her up at the agency on Monday. Crossing my fingers she’s the right one already! 🙂

We rushed home as my Mom-in-law and Hubby had to go to a wedding reception while me and my mom are watching a play, Little Mermaid.

Top billed by Rachel Ann Go and Eric Santos and produced by Atlantic Productions, “The Little Mermaid” is based on the classic Hans Christian Andersen fairy tale. Some of Disney’s most popular songs are featured in the show, including “Part Of Your World,” “Kiss The Girl,” and the Academy Award-winning Best Original Song “Under The Sea.” This production is definitely world class! The costumes are spectacular – from the mermaid costumes to Ursula’s tentacles to the Flamengo’s pink costumes. My mom couldn’t stop talking about the mermaid’s tails. It feels like you’ve been transported to the kingdom under the sea!

The transition from one act to the other is very smooth. The choreography and lines are very entertaining. The voices and the blending superb. The only criticism I have is that Eric Santos’ needs to make an improvement in his diction when he delivers his lines. Filipino twang is still evident. Rachelle Ann Go is perfect for the role of Ariel.She is definitely a world class talent – both in acting and singing!

Unfortunately, picture taking wasn’t aloud so this was the only picture I was able to take – Scene 1.

Scene 1

Here’s a sample of Rachelle Ann Go’s Part of Your World rendition –

If you haven’t watched Little Mermaid, GO watch it! Bring the kids as they will definitely enjoy it! Its showing in Meralco Theatres. Kudos to directors Mr. Bobby Garcia and Ms. Chari Arespacochaga!

For tickets and other information on Atlantis Productions’ The Little Mermaid, you can contact 892-7078 or 840-1187.